Describe a scenario in plain language. Policy Wayfinder analyses your policy and tells you exactly where you stand — no jargon, no guesswork.
No insurance expertise needed. Upload your policy, describe a situation in plain language, and get a clear answer with the policy clauses behind it.
Upload your insurance policy PDF. Policy Wayfinder reads, indexes, and understands it — ready to analyse against any scenario you describe.
Drop your policy PDF here
or click to browseOnce your policy is read, set up your profile in two minutes — check your high-value items against your policy's actual single item limit, and add any context that sharpens your results. Then choose the scenarios you're most concerned about, or describe your own situation in plain language.
A plain-English explanation of your coverage position — with the specific policy clauses behind it, your applicable excess, and a clear verdict you can act on.
Your policy covers storm damage to outbuildings and garden structures under Section 3. A tree falling from an adjacent property is not excluded. The shed is covered as an outbuilding; the fence up to your policy limit for garden structures.
Common situations that catch policyholders off guard — and the nuanced analysis that shows exactly where you stand.
"A pipe burst while we were on holiday. The kitchen floor and units are damaged."
"A tree from next door fell on our garden fence and shed during last night's storm."
"My bike was stolen from a rack outside the supermarket."
"I spilled wine on my laptop. The screen is completely dead."
"I've started running a small business from home — does this affect my policy?"
"Someone scratched our car and pushed over the garden wall. It looks deliberate."
"We've just bought our first home. What does buildings cover actually protect?"
"We've just had a baby and furnished the nursery. Are the new contents covered automatically?"
"Our youngest has left home and we're thinking of letting their room. Does this change our policy?"
Upload your own policy and run scenarios against it. No commitment until you need the full library.
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No monthly commitment. Pay only for the analyses you run.
Everything in Wayfinder, plus unlimited analyses, multiple policies, and proactive coverage management.
Create a free account, upload your policy, and run your first scenario. It takes under five minutes.
Get started free Policy Wayfinder provides information only. It does not provide regulated financial advice. Coverage assessments are always subject to your insurer's final determination.